It is often assumed that self storage facilities will automatically provide insurance for the items being placed into storage. This is not the case. We do not provide insurance for personally owned items. It is not included in the fees. We do recommend you protect your valuables with insurance. While we do what we can to provide security for your items to protect them from theft, there is little we can do to protect against all possible scenarios and accidents, as well as damage caused by fires, floods, storms and other natural disasters.
It is recommended that you check your insurance options carefully before signing your storage rental agreement and placing your items into self storage. In fact, your first step should be to contact your homeowner/renter insurance agent to see if the items placed in the self storage facility will be covered by your current policy. It may be that you are fully covered for items stored away from home or you may be able to pay an additional premium to get such coverage. This option could be cheaper than taking out a separate insurance policy. If you do provide your own insurance coverage, we may ask to see proof of your policy before renting you space.
Should you purchase insurance? Ask yourself these questions: